Citi Rewards Credit Card. Earn 10X reward points at departmental and apparel stores (physical or online) Earn minimum* 1 reward point for every ₹125 spent on the card. Earn 300 bonus reward points on card purchases of over ₹30,000 in a month. Redeem your reward points via SMS at over 700 outlets and e-shopping sites. LEARN MORE.Start using yourcard in minutes,not days. Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved. Apply online. in minutes. Choose a credit limit. from $1,000-$20,000. Add it to your. A virtual card is a unique 16-digit card number with a CVV code and expiration date that can be generated instantly and used to make purchases online or over the phone. . Think of it as a normal credit or debit card, but without the physical plasticYou can view it in the app. • Set up SMS notifications so you’re always up to date with your card's usage. • Link your Nectar account to collect more points on every day spend. • Request a balance transfer. • Check your current rates for purchases, balance transfers and money transfers. We’re a bank by name, but Sainsbury's by ...Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character. Use your name. Check your balance while you are out and about. Manage payments on the go. Credit cards made simple with the Sainsbury’s Bank Credit Card App. If you’re a Sainsbury's Bank Credit Card customer, register for online banking and download the Sainsbury’s Bank Credit Card App to gain easy access to your… Rewards. 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose 1. 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category. 1.5% cash back on all other eligible purchases.It All Adds Up. Receive these perks and more when you use a Victoria's Secret Credit Card at VS or PINK. Earn rewards 2x faster 2. Earn 3x points on Bra purchases 3. Learn More.Explore just some of the specials and discounts offered by Synchrony partners nationwide, online or right in your neighborhood.Sep 4, 2023 · Some of the most popular credit card issuers in India are HDFC, SBI Card, ICICI, Amex, Axis, Standard Chartered Bank and Kotak Mahindra Bank. However, the best credit card for you would be the one that matches your needs. To make your search easier for you, we have listed some of the best and most popular cards in India above. First Year Fee: Rs. 3,500 plus applicable taxes. Second Year Fee: Rs. 5,000 plus applicable taxes. Spend * Rs.1.90 lacs in a cardmembership year and get 15,000 Membership Reward points redeemable for Flipkart 5 voucher or Pay with Points option in Amex Travel Online 6 worth Rs. 4,500. Rewards. 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose 1. 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category. 1.5% cash back on all other eligible purchases.For your on-the-go lifestyle. The Freestyle Virtual Credit Card is available for up to $20,000 that you can use to fund your ideal lifestyle. Get a same-day outcome and just like express cash loans, you can use it for big and small life events. Use it to buy your groceries or pay the bond on a new rental property. Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your businessForgot Username or Password? Set Up Online Access. Looking for these accounts? Commercial or Trade Credit.Managing your credit card online is easy. Get paperless statements. Check your balance. Update your detailsThe Chase Freedom Unlimited credit card is a good first credit card with many ways to earn rewards. Earn a bonus for new cardmembers and points on groceries, gas, and streaming. The Southwest fan's guide to the Southwest Rapid Rewards® program Apply for Credit Card Online & Get Instant Approval. Get an instant credit card with IndusInd Bank in 3 easy steps. Designed for the convenience of our users, we offer a 100% paperless online application process with instant approval. Click on the “Apply Now” button now! Input your details. Let us know your details and loan requirement.Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your businessSelect from cash back credit cards or travel credit cards. We also have Discover student cards. All our credit cards earn Discover rewards on every purchase. You’ll need to be 18 or older to apply for a card. If you're not yet 21, you will have to apply online. Discover Secured credit card applicants must also apply online.The Process to Apply for a Credit Card Online. You can Compare & Apply for a Credit Card on BankBazaar by Following 4 Simple Steps: Step 1: Compare credit card offers. Step 2: Select from the top cards offered by leading Indian banks. Step 3: Check your eligibility by entering a few personal details.Scotia Momentum® No-Fee Visa* Card. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). 2 Plus, get a 0.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). 2. Annual fee: $0. Interest rates: 19.99% purchases / 22.99% cash advances.Sep 5, 2023 · The easiest business credit card to get is the Business Advantage Unlimited Cash Rewards Secured credit card because it accepts applicants with bad credit. This card also rewards cardholders with 1.5% cash back on all purchases and has a $0 annual fee. A minimum security deposit of $1000 is required, though. In general, the easiest credit cards ... Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your business Apply for Credit Card Online & Get Instant Approval. Get an instant credit card with IndusInd Bank in 3 easy steps. Designed for the convenience of our users, we offer a 100% paperless online application process with instant approval. Click on the “Apply Now” button now! Input your details. Let us know your details and loan requirement.Sep 5, 2023 · The easiest business credit card to get is the Business Advantage Unlimited Cash Rewards Secured credit card because it accepts applicants with bad credit. This card also rewards cardholders with 1.5% cash back on all purchases and has a $0 annual fee. A minimum security deposit of $1000 is required, though. In general, the easiest credit cards ... Experience a rewarding journey with YES BANK Credit Card. Apply online and get a Free Amazon voucher worth ₹500* on spending ₹1000 within first 30 days.Jun 20, 2023 · A virtual credit card is a temporary credit card number that you can use when shopping online. It does not exist as a physical card and you cannot use it to withdraw cash at an ATM. Just like a standard credit card, your virtual card will have a randomly generated 16-digit card number, a CVV code and an expiry date. 3X Rewards on online, dining & telecom spends. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Fuel surcharge waiver. Complete your credit card application online & win a BookMyShow e-Gift voucher worth INR250. Terms and conditions apply.Forgot Username or Password? Set Up Online Access. Looking for these accounts? Commercial or Trade Credit.Scotia Momentum® No-Fee Visa* Card. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). 2 Plus, get a 0.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). 2. Annual fee: $0. Interest rates: 19.99% purchases / 22.99% cash advances.Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The offers can be combined with earned JCPenney Rewards. Coupon cannot be used for payment on ... Register for Online Access Please enter your account number and billing zip codeApply online. Once you’ve picked your favorite credit card, it’s time to apply. Applications are usually simple; you’ll probably know most of the required information off the top of your head. Information you’ll usually need to provide on a credit card application includes: Full name.Introducing the HPCL co-branded FIRST Power Credit Card & its power-packed privileges. 65+ litres of free fuel annually with welcome benefits worth ₹1400. Up to 3X never-expiring rewards on all spends. Fuel savings up to 5% & up to 2.5% savings on IDFC FASTag recharges, utility & grocery spends.Apply Now. The best things in life are free. Like Our Credit Cards. high on benefits! No annual fee. Lifetime Free Credit Card. Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum) Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction) Late ...Aug 21, 2023 · WalletHub's Take: The Platinum Card® from American Express is a very good card for high-spending frequent travelers with credit scores of 700+. The American Express Platinum card has a pricey annual fee, at $695, but it is worth the cost for people who earn the card's initial bonus (80,000 points for spending $8,000 in the first 6 months) and take advantage of its assorted benefits. Sep 1, 2023 · Best for cash back: Blue Cash Everyday® Card from American Express. Best for purchase protections: Chase Sapphire Reserve®. Best for delivery and takeout: American Express® Gold Card. Best for ... Apply Now. The best things in life are free. Like Our Credit Cards. high on benefits! No annual fee. Lifetime Free Credit Card. Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum) Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction) Late ... Self employed and holding Savings account with ICICI Bank. ₹ 3,60,000 (ITR) Self employed and not holding Savings account with ICICI Bank. ₹ 4,80,000 (ITR) Joining/Annual Fee. The Joining Fee is an initial cost to own the Card. It varies from bank to bank and on the type of card you apply for. Aug 16, 2023 · Credit cards made simple with the Sainsbury’s Bank Credit Card App. If you’re a Sainsbury's Bank Credit Card customer, register for online banking and download the Sainsbury’s Bank Credit Card App to gain easy access to your account. Logging in is as easy as using your fingerprint. First credit card dilemma: Student card vs. secured card. Student cards and secured cards are good options for first-time cardholders, but both have pros and cons. By: Dana Dratch. Average credit card interest rates: Week of August 30, 2023. The average APR for brand-new cards fell Wednesday for the first time in months after a major bank cut ...Sep 4, 2023 · Some of the most popular credit card issuers in India are HDFC, SBI Card, ICICI, Amex, Axis, Standard Chartered Bank and Kotak Mahindra Bank. However, the best credit card for you would be the one that matches your needs. To make your search easier for you, we have listed some of the best and most popular cards in India above. Skip to Content. side panel collapsedFirst Latitude Platinum Mastercard® Secured Credit Card. 1% Cash Back Rewards on payments. Choose your own fully-refundable credit line - $100 to $2000 – based on your security deposit. Show More. APPLY ONLINE. Purchases Intro APR. Balance Transfers Intro APR. Regular APR. Annual Fee.Jul 24, 2023 · The Best Credit Card Processing Companies Of 2023. Stripe: Best for Omnichannel Businesses. Square: Best for Mobile Transactions. (Fattmerchant) Stax : Best for High-Volume Sellers. PayPal: Best ... Apply Now. The best things in life are free. Like Our Credit Cards. high on benefits! No annual fee. Lifetime Free Credit Card. Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum) Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction) Late ... Citi Rewards Credit Card. Earn 10X reward points at departmental and apparel stores (physical or online) Earn minimum* 1 reward point for every ₹125 spent on the card. Earn 300 bonus reward points on card purchases of over ₹30,000 in a month. Redeem your reward points via SMS at over 700 outlets and e-shopping sites. LEARN MORE. Sep 1, 2023 · Blue Cash Preferred® Card from American Express. American Express® Green Card. American Express® Gold Card. The Platinum Card® from American Express. Amex EveryDay® Credit Card. American ... Introducing the HPCL co-branded FIRST Power Credit Card & its power-packed privileges. 65+ litres of free fuel annually with welcome benefits worth ₹1400. Up to 3X never-expiring rewards on all spends. Fuel savings up to 5% & up to 2.5% savings on IDFC FASTag recharges, utility & grocery spends.Enjoy Php 5,000 off with your BPI Mastercard® Credit, Debit, or Prepaid Card. Shopping and essentials. VIEW MORE PROMOTIONS. Explore just some of the specials and discounts offered by Synchrony partners nationwide, online or right in your neighborhood.GOOD CREDIT RATING. ★★★★★. 4.9. OVERALL RATING. 4.9/5.0. $0 annual fee and no foreign transaction fees. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Earn unlimited 1.25X miles on every purchase, every day.How it works. Apply. for the Card you want. and receive your. Instant Card Number‡, if eligible. Add your new actual Card number to your digital wallet, like Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, PayPal, or Amazon Pay on your mobile device in a few easy steps. Start shopping online. or where digital wallets1 are accepted.GOOD CREDIT RATING. ★★★★★. 4.9. OVERALL RATING. 4.9/5.0. $0 annual fee and no foreign transaction fees. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Earn unlimited 1.25X miles on every purchase, every day.Check your balance while you are out and about. Manage payments on the go. Credit cards made simple with the Sainsbury’s Bank Credit Card App. If you’re a Sainsbury's Bank Credit Card customer, register for online banking and download the Sainsbury’s Bank Credit Card App to gain easy access to your…Sep 5, 2023 · The easiest business credit card to get is the Business Advantage Unlimited Cash Rewards Secured credit card because it accepts applicants with bad credit. This card also rewards cardholders with 1.5% cash back on all purchases and has a $0 annual fee. A minimum security deposit of $1000 is required, though. In general, the easiest credit cards ... Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The offers can be combined with earned JCPenney Rewards. Coupon cannot be used for payment on ... See Full Review ». PayPal, alongside Stripe and Flagship Merchant Services, ties for the No. 6 position in our Best Credit Card Processing Companies of 2023 rating. It also comes in at No. 5 in ...UOB ONE Card gives you unlimited cash rebates for your daily spend on groceries, petrol, telco bills, and more. The more you spend, the more you save. Interest Rate. 15% p.a. Annual Fee. RM 168. Jun 20, 2023 · A virtual credit card is a temporary credit card number that you can use when shopping online. It does not exist as a physical card and you cannot use it to withdraw cash at an ATM. Just like a standard credit card, your virtual card will have a randomly generated 16-digit card number, a CVV code and an expiry date. GOOD CREDIT RATING. ★★★★★. 4.9. OVERALL RATING. 4.9/5.0. $0 annual fee and no foreign transaction fees. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Earn unlimited 1.25X miles on every purchase, every day.Scotiabank Gold American Express® Card. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. 1. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. Annual fee: $120. Interest rates: 20.99% purchases / 22.99% cash advances. View more card details.How it works. Apply. for the Card you want. and receive your. Instant Card Number‡, if eligible. Add your new actual Card number to your digital wallet, like Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, PayPal, or Amazon Pay on your mobile device in a few easy steps. Start shopping online. or where digital wallets1 are accepted.MCB Lite. Investment Services. Rupee Travellers Cheque. MCB FX Portal. LOG IN. Dear Customer your credit card has either been closed or has been classified, due to which, you may not have access to this application. For details call 111000622. branches. ATMs.Apply online. Once you’ve picked your favorite credit card, it’s time to apply. Applications are usually simple; you’ll probably know most of the required information off the top of your head. Information you’ll usually need to provide on a credit card application includes: Full name. Consumer Credit Card Offers. UP TO 24 MONTHS FINANCING* on storewide purchases made on your Home Depot Consumer Credit Card. Valid 8/31–9/6/2023. No Interest if Paid in Full Within Promotional Period: 12 Months* on purchases of $299–$998, 18 Months* on purchases of $999–$1,998 or 24 Months* on purchases of $1,999 or More. Skip to Content. side panel collapsedSkip to Content. side panel collapsedFind a Barclaycard. Manage your account. Help & support. Get Credit Confident.Self employed and holding Savings account with ICICI Bank. ₹ 3,60,000 (ITR) Self employed and not holding Savings account with ICICI Bank. ₹ 4,80,000 (ITR) Joining/Annual Fee. The Joining Fee is an initial cost to own the Card. It varies from bank to bank and on the type of card you apply for. Manage all your car expenses with the Synchrony Car Care™ credit card, accepted at gas stations, auto parts, car repair shops, and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit bureau score. Subject to credit approval. * Minimum monthly payments required.A virtual credit card is a temporary credit card number that you can use when shopping online. It does not exist as a physical card and you cannot use it to withdraw cash at an ATM. Just like a standard credit card, your virtual card will have a randomly generated 16-digit card number, a CVV code and an expiry date.Jul 24, 2023 · The Best Credit Card Processing Companies Of 2023. Stripe: Best for Omnichannel Businesses. Square: Best for Mobile Transactions. (Fattmerchant) Stax : Best for High-Volume Sellers. PayPal: Best ... Start using yourcard in minutes,not days. Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved. Apply online. in minutes. Choose a credit limit. from $1,000-$20,000. Add it to your. You can pay your credit card bill using any of the following methods:- 1. Pay with the Citi Mobile® App. 2. Pay with Citibank Online. 3. Pay with Self-service Phone Banking. 4. Use FAST (Fast and Secure Transfers) to pay your Citibank Credit Card / Ready Credit. bills from your non-Citibank account almost instantly. 5. GOOD CREDIT RATING. ★★★★★. 4.9. OVERALL RATING. 4.9/5.0. $0 annual fee and no foreign transaction fees. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Earn unlimited 1.25X miles on every purchase, every day.Visa Imperio. An impeccable Credit Card with a treasure trove of features designed for you! Imperio offers lowest dynamic APR, 3-2-1 rewards, Complimentary Big Basket vouchers, Amazon Pay e-Vouchers, Fabulous dining offers, 1% fuel surcharge waiver, Complimentary Lounge Access at airports and much more. Explore More.First Year Fee: Rs. 3,500 plus applicable taxes. Second Year Fee: Rs. 5,000 plus applicable taxes. Spend * Rs.1.90 lacs in a cardmembership year and get 15,000 Membership Reward points redeemable for Flipkart 5 voucher or Pay with Points option in Amex Travel Online 6 worth Rs. 4,500. Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your business Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The offers can be combined with earned JCPenney Rewards. Coupon cannot be used for payment on ... What to consider when choosing a credit card. Look for the best interest rate to pay less for your credit. All the costs involved, including service fees and any extra charges. Secure self-service channels to easily manage your card. Features like free swipes, rewards and payment convenience.GOOD CREDIT RATING. ★★★★★. 4.9. OVERALL RATING. 4.9/5.0. $0 annual fee and no foreign transaction fees. Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Earn unlimited 1.25X miles on every purchase, every day.See Full Review ». PayPal, alongside Stripe and Flagship Merchant Services, ties for the No. 6 position in our Best Credit Card Processing Companies of 2023 rating. It also comes in at No. 5 in ...Sep 6, 2023 · Wells Fargo Active Cash® Card: Best for flat-rate cash rewards. Blue Cash Preferred® Card from American Express: Best for U.S. supermarkets. Capital One SavorOne Cash Rewards Credit Card: Best for entertainment. Capital One Venture Rewards Credit Card: Best for flexible travel. Citi Rewards Credit Card. Earn 10X reward points at departmental and apparel stores (physical or online) Earn minimum* 1 reward point for every ₹125 spent on the card. Earn 300 bonus reward points on card purchases of over ₹30,000 in a month. Redeem your reward points via SMS at over 700 outlets and e-shopping sites. LEARN MORE.
The Bank of America® Premium Rewards® credit card earns 2 points per $1 spent on travel and dining purchases, and 1.5 points per $1 spent on everything else. It has a $95 annual fee, .... High top men
10% off Best Available Rates for all room types. 15% off total ala carte dine-in orders at hotel F&B outlets. 15% off ala carte treatments at LexSpa. Promo code: VISA10. *Valid for any Visa cards via Official Website booking. 31 Dec 2023. CIMB. Swiss-Garden Beach Resort Kuantan.The American Express Blue Business Cash™ Card: Earn 2% cash back on the first $50,000 in purchases each calendar year and 1% cash back after that. Terms apply. Read our review of the The ...Full amount of purchase must be on the JCPenney Credit Card to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com. The offers can be combined with earned JCPenney Rewards. Coupon cannot be used for payment on ...Multiply your rewards with the HSBC Rewards Credit Card. The card to travel and save with. Unlock exclusive access to Rewards Multipliers. Pay less, save more at Rewards Hotspots. Use your Reward Points as cash at 40+ redemption outlets island-wide.UOB ONE Card gives you unlimited cash rebates for your daily spend on groceries, petrol, telco bills, and more. The more you spend, the more you save. Interest Rate. 15% p.a. Annual Fee. RM 168.1. Click here or visit your nearest Axis Bank Branch. 2. Fill in your basic details like name, mobile number, PAN and check for your Credit Card Eligibility. 3. Select from our wide range of Credit Card Offers and complete your application.Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months; Earn unlimited 2% cash rewards on purchases; 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5 Introducing the HPCL co-branded FIRST Power Credit Card & its power-packed privileges. 65+ litres of free fuel annually with welcome benefits worth ₹1400. Up to 3X never-expiring rewards on all spends. Fuel savings up to 5% & up to 2.5% savings on IDFC FASTag recharges, utility & grocery spends. 1. Click here or visit your nearest Axis Bank Branch. 2. Fill in your basic details like name, mobile number, PAN and check for your Credit Card Eligibility. 3. Select from our wide range of Credit Card Offers and complete your application.Apply for Credit Card Online & Get Instant Approval. Get an instant credit card with IndusInd Bank in 3 easy steps. Designed for the convenience of our users, we offer a 100% paperless online application process with instant approval. Click on the “Apply Now” button now! Input your details. Let us know your details and loan requirement. A virtual card is a unique 16-digit card number with a CVV code and expiration date that can be generated instantly and used to make purchases online or over the phone. . Think of it as a normal credit or debit card, but without the physical plasticJun 20, 2023 · A virtual credit card is a temporary credit card number that you can use when shopping online. It does not exist as a physical card and you cannot use it to withdraw cash at an ATM. Just like a standard credit card, your virtual card will have a randomly generated 16-digit card number, a CVV code and an expiry date. Aug 23, 2023 · 10% off Best Available Rates for all room types. 15% off total ala carte dine-in orders at hotel F&B outlets. 15% off ala carte treatments at LexSpa. Promo code: VISA10. *Valid for any Visa cards via Official Website booking. 31 Dec 2023. CIMB. Swiss-Garden Beach Resort Kuantan. TD Cash Credit Card. SPECIAL OFFER. Earn 3% and 2% Cash Back on your choice of Spend Categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other purchases. Limited Time Offer: Earn 5% Cash Back on Grocery Stores for 6 months or up to $6,000 in spend*. Special Offer: Earn $150 Cash Back when you spend $500 within ...Jul 11, 2023 · One of the best instant approval business credit cards is Capital One Spark Cash Plus because it offers an initial bonus of $1,200 for spending $30,000 in the first 3 months. Cardholders can also earn 2 - 5% cash back on purchases. Capital One Spark Cash Plus has a $150 annual fee and requires excellent credit for approval. .
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